主题：经济学人新文章 -- 老广
共:💬24 🌺105 新:
俺的定量宽松充实社保基金是最好的利用外汇储备的办法。银行坏账不过是小小的意思。定量宽松充实社保基金才是真的不枉中国老百姓卖血卖汗的攒了那么一堆烂纸。如果成了，我们大赚。
复 再卖一次瓜
是肥肉就要有人上来吃。你设想的东西，最后都会被人吃到肚子里的。
现在已经在说:
比起世界上其他银行，中国银行算很不错了。
真是今夕何夕呀.
What about the risks to banks? The last time they were forced to support the government’s stimulus policy, during Asia’s financial crisis in 1998, Chinese banks were left with large non-performing loans. Bad loans will rise again this time, but Tao Wang, also at UBS, argues that banks are in a stronger position than in 1998. China is one of the few countries in the world where bank credit has fallen relative to GDP over the past five years. Banks have an average loan-to-deposit ratio of only 67%, low by international standards, and less than 5% of banks’ loans are non-performing, down from 40% in 1998.
差不多就这个意思。三十年河东三十年河西啊。
复 老广兄。
不花不行
老兄做好了速度说声，偶们就在下面接着了
1.把坏帐卖给四家国有坏帐处理公司,换得四家公司的债券,由财政部担保.所以大家不出钱,也不多印钞票,这些债券被记为高信用资产.
2.用经济成长消灭坏帐.00年至今,成长一倍半,相当于坏帐缩水2/3.
3.用通胀消灭坏帐.00年至今,通胀按年10%记,也有一倍半,相当于坏帐再缩水2/3.
1/3x1/3=1/10,于是旧的坏帐不见鸟.
新的坏帐还没表现出来.....只要房价不倒,不然就和日本/海南房地产一样停滞二十年.
复 再卖一次瓜
是不是国家在政治和势力范围上的好处？如三条大陆铁路线及澳洲的资源，老百姓有什么好处能？社保的健全？