主题：awesome reply: "marry rich guy" -- yatou

朋友forward过来的故事

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I'm going to be honest of what I'm going to say here. I'm 25 this

year. I'm very pretty, have style and good taste. I wish to marry a

guy with $500k annual salary or above. You might say that I'm greedy,

but an annual salary of $1M is considered only as middle class in New

York. My requirement is not high. Is there anyone in this forum who

has an income of $500k annual salary? Are you all married? I wanted to

ask: what should I do to marry rich persons like you? Among those I've

dated, the richest is $250k annual income, and it seems that this is

my upper limit. If someone is going to move into high cost residential

area on the west of New York City Garden (?), $250k annual income is

not enough.

I'm here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names

and addresses of bars, restaurant, gym)

2) Which age group should I target?

3) Why most wives of the riches is only average-looking? I've

met a few girls who doesn't have looks and are not interesting, but

they are able to marry rich guys

4) How do you decide who can be your wife, and who can only be your

girlfriend? (my target now is to get married)

Ms. Pretty

Awesome reply:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are lots of

girls out there who have similar questions like yours. Please allow me

to analyse your situation as a professional investor. My annual income

is more than $500k, which meets your requirement, so I hope everyone

believes that I'm not wasting time here. From the standpoint of a

business person, it is a bad decision to marry you. The answer is very

simple, so let me explain. Put the details aside, what you're trying

to do is an exchange of "beauty" and "money": Person A provides

beauty, and Person B pays for it, fair and square. However, there's a

deadly problem here, your beauty will fade, but my money will not be

gone without any good reason. The fact is, my income might increase

from year to year, but you can't be prettier year after year. Hence

from the viewpoint of economics, I am an appreciation asset, and you

are a depreciation asset. It's not just normal depreciation, but

exponential depreciation. If that is your only asset, your value will

be much worried 10 years later.

By the terms we use in Wall Street, every trading has a position,

dating with you is also a "trading position". If the trade value

dropped we will sell it and it is not a good idea to keep it for long

term - same

goes with the marriage that you wanted. It might be cruel to say this,

but in order to make a wiser decision any assets with great

depreciation value will be sold or "leased". Anyone with over $500k

annual income is not a fool; we would only date you, but will not

marry you. I would advice that you forget looking for any clues to

marry a rich guy. And by the way, you could make yourself to become a

rich person with $500k annual income. This has better chance than

finding a rich fool.

Hope this reply helps. If you are interested in "leasing" services, do

contact me.

signed,

J.P. Morgan

__________________

美女：我怎样才能嫁给有钱人？

“我下面要说的都是心里话。本人25岁，非常漂亮，是那种让人惊艳的漂亮，谈吐文雅，有品位，想嫁给年薪 至少50万美元的人。你也许会说我贪心，但在纽约年薪100万才算是中产，本人的要求其实不高。”

“这个版上有没有年薪超过 50万的人？你们都结婚了吗？我想请教各位一个问题——怎样才能嫁给你们这样的有钱人？我约会过的人中，最有钱的年薪 25万，这似乎是我的上限。要住进纽约中心公园以西的高尚住宅区，年薪25万远远不够。”

“我是来诚心请教几个具体的问题：

一、有钱的单身汉一般都在哪里消磨时光？(请列出酒吧、饭店、健身房的名字和详细地址。)

二、我应该把目标定在哪个年龄段？

三、为什么有些富豪的妻子看起来相貌平平？我见过有些女孩，长相毫无吸引人的地方也并没有风趣的谈吐，但她们却能嫁入豪门。

四、你们怎么决定谁能做妻子，谁只能做女朋友？　(我现在的目标是结婚。)”

——小美人

下面是一个华尔街金融家的回帖：

“亲爱的小美人：我怀着极大的兴趣看完了贵帖，相信不少女士也有跟你类似的疑问。让我以一个投资专家的身份，对你的处境做一分析。我年薪超过50万，符合你的择偶标准，所以请相信我并不是在浪费大家的时间。

从生意人的角度来看，跟你结婚是个不划算的经营决策，道理再明白不过，解释如下。抛开细枝末节，你所说的其实是一笔简单的以“貌”易“财”：甲方提供迷人的外表，乙方出钱，公平交易。但是，这里有个致命的问题，你的美貌会消逝，但我的钱却不会无缘无故减少。事实上，我的收入很可能会逐年递增．而你不可能一年比一年漂亮。

因此，从经济学的角度讲，我是增值资产，你却是在折旧，而且是加速折旧!如果美貌是你仅有的资产，十年以后你的价值甚忧。

用华尔街术语说，每笔交易都有一个仓位，跟你交往属于“交易仓位”(trading position)，一旦价值下跌就要立即抛售，而不宜长期持有 ——也就是你想要的婚姻。听起来很残忍，但对一件会加速折旧的资产，明智的选择是销售或租赁。任何年薪能超过50万的人，当然都不是智障，因此我们只会跟你交往，但不会跟你结婚。所以我劝你不要费尽心思要嫁有钱人。顺便说，你倒可以想办法把自己变成年薪50万的人，这比寻找一个有钱的智障的胜算要大。

希望我的回帖能对你有帮助。如果你对“租赁”感兴趣，请跟我联系。”

——J.P.摩根