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主题:【原创】关于美国保险法的有趣问题 -- landlord

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家园 therefore, people should not

buy insurance during low inflation period.

Insurance provides two benefits: tax free return accumulation-tax free payout and stable return (guaranteed by insurance companies).

When people buy insurance products during high-inflation period--insurance buyers earn extra benefits at the expense of insurance firms losing money.

That happened in States in 1970s and in China (middle 1990s).

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